Preparing feasibility studies for customers independently, or in cooperation with specialized consultant offices.
Evaluating feasibility studies for new projects offered to the Bank in order to participate in their capitals.
Evaluate existing projects so that the Bank may participate in their capitals, or increase its shareholding in case of capital increases, or acquire a controlling stake.
Preparing studies required for establishing mutual funds by the Bank or subscribing in mutual funds launched by other institutions.
Preparing studies required for subscribing in banks and corporate bonds.
Offering advice to credit divisions and the Bank branches with regard to feasibility studies provided by customers for the establishment of new projects or expanding the activities of projects already in operation.
Providing advice to credit divisions and the Bank branches with regard to listed and publicly-traded securities offered as collaterals for loans offered to customers.

(B) : Financial consultancy

The Bank obtained the license of the Capital Market Authority (no. 1708) to act as a financial consultant. This activity includes providing financial consultations and preparing the necessary studies for companies in the following fields :

Acquisition, merge and shares swap.
Evaluating s hares and determining their fair value.
Private and public offering of shares in the primary or secondary markets.
Offering of securities (shares, bonds, securitization) either in public or private offering.
Guaranteeing and undertaking subscription in shares and bonds.

In addition to conducting assessment of companies which the Bank decides to divest .

» Investment following –up Department

(A) : Direct investment following –up

Following up boards of directors meetings of the of companies which the Bank owns shares in , in order to review decisions taken at these meetings in coordination with the Bank's representatives in that boards .
Following up the general meetings of companies which the bank participate in its capital (agenda ,dates of convention…) .
Re-valuing outstanding investments periodically in accordance with relevant accounting standards' requirements.
Following up the resolutions taken at the companies' general meetings with regard to dividends ( cash , free stocks ).
Following up the redemption, calling, and coupons collection of the Bank-owned bonds through the concerned department.
Following up the NAV (Net Asset Value) of the Bank-owned mutual funds' certificates

(B) : Trade Desk

Preparing required studies and analysis (fundamental, technical) of securities owned by the bank or securities in which the bank interested investing in.
Obtaining required approvals for trading operations whether purchases or sales ( price limits ,sizes of trades) .
Executing purchase and sale transactions through brokers.
Following up the Bank's portfolio position and executed trades.
Preparing periodical reports on trades' results for use in assessing previous investment decisions
Analyzing the NAV of mutual funds certificates included the Bank's portfolio and comparing them to the NAV of other mutual funds to assess the possibility of replacement or redemption of bank-owned certificates, or the purchase of new certificates.
Following up the prices of banks and corporate bonds to detect trading opportunities available .

(C) : Back-Office

Recording required accounting entries of investment transactions into Finacle system or any other system that may replace it for updating purpose.
Preparing periodical data reports required by regulators, or submitted to the Bank administration.
Following up collections and recording coupons.
Following up and recording the payment and collection of any amounts arising from shareholding operations.
Following up and recording the bills of purchases, sales, payments and collections of relevant executed trades.

» Investment Trustees Department

Offering untraditional services to customers by virtue of powers of attorney for actions and procedures determined by the customer in exchange for preset commission. These services include:

Purchase and sale of real estates
Management of real estate properties
Marketing tourist resorts and other prosperities for ownership purposes
Asset and business liquidation
Performing companies incorporation procedures and obtaining relevant required licenses
Promotion activities of stocks on behalf of customers
Arrange public subscription on behalf of customers for new or existing companies or bonds through the bank's branches
Settling periodical obligations and handling customs clearance on behalf of customers.
Assessment of assets provided from customers as guarantees for credits .

» Mutual Fund Department

Recording and following up the daily buying and selling operations for the bank mutual fund's portfolio according to the decisions taken by the fund manager.
Collecting and paying the value of the trading operations done in favor of the bank mutual funds.
Following up the collection of dividends Coupons due for the benefit of the bank mutual funds.
Following up the bank branches concerning the redemption and issuance of certificates according to the declared controls for each mutual fund.
Following up the weekly/daily valuation of the funds certificates.
Monitoring the mutual funds manager's performance and review their fees calculation (performance ,management )
Paying The fees and commissions due to the fund manager or the bank.
Appoint the fund manager or renews the outstanding contract .
Hiring The mutual fund auditors and pay their fees.
Finalizing setting up and licensing procedures concerning establishing new mutual funds or amendments made for existing mutual funds through obtaining the Capital Market Authority approval .
Promoting for the mutual funds certificates through the bank branches or through advertising.

» Custodians Department

Informing branches about the Custodians Department accounting system and following-up its central implementation.
Depositing securities on behalf of customers or mutual funds or the Bank's portfolio with the central depositories on the exact time. This is in addition to verifying their register in the specified records and also in the records of the aforementioned entities. This should be done before trading in such securities as stated by the instructions issued by the Capital Market Authority.
Issuing the instructions related to contracting with customers and determining clearly each party's responsibility according to the instructions issued in this respect.
Taking the measures necessary for crediting the value of matured coupons of the companies listed in the central depositing system to the customers' accounts.
Determining the fees obtained by the Bank in return for its rendered services.
Ensuring the ultimate secrecy and protection of all forms of documents and data.
Making the necessary data available for the external supervisory bodies and following-up the examination and inspection results.
Reviewing the periodical data received from branches and preparing the related consolidated accounts.

» Securities Department

Keeping the physical securities and documents of customers.
Buying & selling securities on behalf of customers .
Following-up maturities of different coupons of the kept securities and collecting their value in favor of customers.
Subscription in shares, bonds and investment certificates on behalf of customers.
Making any changes on the companies shares (split, decrease or distributing free shares) in favor of customers .

Second: Services Rendered by the Investments Division for customers :

» Preparing Feasibility Studies

Preparing projects feasibility studies independently , or in cooperation with specialized consultant offices according to the type of activity.
Evaluating feasibility studies for new or existing projects for the purpose of providing loans.

» Providing Financial Consultations

Bank of Alexandria obtained a license, on 24/7/2007, from the Capital Market Authority to carry out the financial consultant activity. Our Bank was registered in the Authority's financial consultants record under the number 1708.

This activity includes providing financial consultations and preparing the necessary studies for companies in the following fields :

Acquisition, merge and shares swap.
Evaluating shares and determining their fair value.
Private and public offering of shares in the primary or secondary markets.
Offering of securities (shares, bonds, securitization) either in public or private offering.
Guaranteeing and undertaking subscription in shares and bonds.

» Establishing Companies

Issuing deposit certificates (incorporation / capital increase).
Taking all the incorporation procedures and extracting licenses.
Arranging public subscriptions for existing or new companies through the Bank's branches on behalf of others.

» Securities Trading and Keeping

Selling and purchasing securities on behalf of customers.
Keeping of securities whether physical securities through securities department or via the custodian department for depositary securities.
Collecting securities coupons.
Issue account statements for the deposited shares and extracting the unified code (customers coding).
Subscribing in public offered shares and bonds on behalf of customer

» Investment Trustees Services:

This Department acts as a legal agent on behalf of customers for a definite commission to render some unusual services assigned thereto like:

Selling and purchasing real estate
Managing properties
Marketing tourist villages
Liquidating the assets and businesses
Settling periodical claims and performing clearance in the fulfillment of the trust's purpose

Major documents necessary for the investment trustees:

An authorization by the customer giving power to the bank to render the service.
A copy of the titles of the assets to be sold or valued

» Mutual Funds:

The bank launches mutual funds managed by an expertise management; providing distinguish products to customers. Two mutual fund has been launched , The following is the data of each fund:

Bank of Alexandria's First Mutual Fund with Periodical Return and Capital Growth
- Amount invested in the Fund is EGP 300 million
- Certificate nominal value is EGP100

Fund certificates:

Can be purchased by Egyptians and foreigners (persons & entities) with no maximum limit .
Can be redeemed on the first working day every week at any of the Bank's branches. The bank renders this service free
Have a periodical return every six months according to the profits realized
Can serve as security for loans
Ensure safe investment, as the Fund is managed by an international specialized company.

The rate of return reached 57.1% from 1/1/2007 to 31/12/2007. Moreover, total dividends since the Fund's launch amounted to EGP226 for each certificate (out of which dividends of EGP105 over 2007).

Bank of Alexandria's Monetary Mutual Fund with Accumulative Daily Return
- It is an open-end fund
- The nominal value per certificate is EGP 10.
- Fund certificates:
  - Can be purchased by Egyptians and foreigners (persons & entities) .
  - Purchase and redemption are made without minimum or maximum limit according to the declared daily price and without any charges or commissions.
  - Can serve as security for loans.
The Fund realizes the maximum return compared to the similar savings schemes.
The fund ensures the highest degree of safety as it invests in guaranteed savings schemes (Treasury bills, deposit certificates, savings certificates...etc) without being affected by the price fluctuations of the securities traded in the stock market.
The annual rate of return of the Fund, since its establishment in May 2006, is about 8.87%. The Fund's distinguished performance resulted in an increase of its investments at the beginning of its activity from EGP 200 m to EGP1.7bn currently (April 2008).