Personal Loan with Multi Payments

Personal Loan offered to Egyptian individuals working at companies operating in Egypt who want to benefit from their bonus and profit share structure through having several loans with different payouts depending on periodicity (quarterly /semiannual /annual)



  • Extended repayment up to 12 Years
  • Flexible re-payment methods where customer can choose multiple installment periodicity
  • Loan amount is defined based on monthly income and profit share/bonus
  • Competitive interest rate and charges
  • Minimum loan amount 5,000 EGP and maximum 1.5 MEGP
  • Free Life Insurance during loan period
  • Customers can choose interest rate calculation methodology (fixed Interest rate / Variable interest rate)*
  • Customers can postpone 12 consecutive installments at any time throughout the loanTenure**

* Interest rates may vary according to The Central Bank of Egypt’s announced lending rate
** Pay interest only during postponement period
*** Terms and Conditions Apply

  • Minimum salary starting from 1000 EGP only for all governorates.
  • Transfer both salary & bonus to ALEXBANK
  • Customers Age between 21 Years and 60 Years

  • Copy of National ID
  • Recent salary certificate letter includes annual bonus & profit shares
  • Recent telephone, electricity or gas utility bill (maximum 3 months old)
  • Salary transfer declaration (includes annual bonus & profit shares)