InstaPay Application

The IPA or the Instant Payment Address gets created while registering each account on the Instant Payment Network, and you can share it with others instead of sharing the actual bank account or Meeza card number.

Only customers with a local mobile number can add their accounts to the application and it should be the one which is registered in the bank.

Yes, The IPA will be blocked after entering wrong/invalid “IPN PIN” 5 times.

• Click on “Manage" in the home page or through “Manage accounts”
• Select the account that you want to reset it's “IPN PIN”
• Click on “Forgot PIN”
• Enter the card number (16 digits) and PIN (4 digits)
• Enter the received OTP (One Time Password) through SMS then you will be able to create a new “IPN PIN” (6 digits) which will be used in fund transfer, balance inquiry and mini statement

Minor accounts are not eligible to use InstaPay application.

You can transfer money to each bank as per the below amounts:

• EGP 50,000 per transaction
• EGP 60,000 per day
• EGP 200,000 per month

If you have several accounts in different banks linked to the same InstaPay account, then you can reach the above transfer limits for each bank.

There is no limit for receiving funds.

You can only use your current and saving accounts in local currency EGP in InstaPay application and the foreign currency accounts are not available for now.

You will not be able to perform transactions through the application if there is a block on the account.

• Click on “Check Balance” next to the accounts on the "Main Page"
• Enter the 6-digit “IPN PIN”
• Your balance will appear

There are two ways

First method:

• Click on “Transactions History” displayed on the “Home Page”
• A list of account transactions will be displayed

Second method:

•  Click on “Manage Accounts” on the main page
• Select the account/Meeza prepaid card you wish to view
• Click on “Check transactions” displayed
•  A list of account transactions will be displayed

• Click on “Manage Accounts” on the “Home Page”
• Choose the account you want to set as default
• Click on “Set as default”

• Click on “Collect Money” at the bottom of the screen
• Choose the collection method: “Mobile Number” or “IPA” or "Multiple Collect"
• Enter the “Mobile Phone Number” or “IPA” and then press “Next”
• Review the transaction summary, then press “Confirm”
• Collect request will be sent

The reason for this is that your bank is not yet participating in the Instant Payment Network (IPN), therefore not included in the list.

InstaPay application is only available for individual customers only and not available for corporate accounts.

No, you can only register to InstaPay application with your Debit card or Meeza prepaid card.

No, you can only add your Meeza cards or your saving/current bank accounts so far.

Credit Cards currently do not accept transfers through "InstaPay" and you can transfer to

• A bank account in the local currency of any of the banks participating in the network
• Instant Payment Address "IPA" of another InstaPay user with a registered bank account or Meeza card.
• Mobile Number: of another user on “InstaPay” who has registered his/her account or Meeza card number.
• Electronic wallet: Any electronic wallet inside Egypt, regardless of whether the bank is part of the network or not
• Any Meeza card for any bank even if it is not part of the network. Only for banks that have the ability to receive transfers to a Meeza card.

Follow the below steps:

• Press “Send Money” in the home page
• Choose the beneficiary (Bank account/IBAN, Mobile number, Mobile wallet or Meeza prepaid card)
• Enter the “amount”
• Confirm the transfer with the “IPN PIN”

Follow the below steps:

• Press “Manage accounts”
• Choose the bank account/Meeza prepaid card
• Press “Change PIN”
• Enter current “IPN PIN”
• Enter new “IPN PIN”
• Enter the new "IPN PIN" for confirmation 
• "IPN PIN" will be set successfully