Harvest Program

Enjoy a bundle of benefits to ensure a better lifestyle after retirement

• Plan and enjoy your retirement years. The process of accumulating money starts as soon as your policy is issued giving you a clear path towards the future you are aiming to have
• The company will pay a lump sum in case of death or partial/total disability of the policy owner due to accident
• You can add a life insurance coverage (with a minimum 25,000 EGP) with a suitable cost of insurance deducted directly from your account value, where in case of death the beneficiary will receive either the Face Amount or the Policy Account Value (whichever is higher)
• If loss of life occurs due to an accident, the beneficiaries will receive an additional 50% of the account value subject to a maximum of the equivalent to USD200,000
• Permanent Total Disability; at any given age the chances of an accident leading to permanent total disability are much higher than the odds of dying. This benefit will help you avoid severe financial problems by allowing you to meet your financial commitments
• You will enjoy having the benefits of second medical opinion from one of the best hospitals in the world
• Waiver of premium: MetLife will waive all the remaining premiums in force and that the goals remain unaffected in case of death or disability
• Freedom to choose the most suitable payment method (monthly, quarterly, bi-annually, yearly)

Golden Package

The golden package consists of all the above mentioned benefits in addition to, income benefit rider, which provides your beneficiaries with access to a monthly income that would help your dependents cope with the loss of your income in case of disability.