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Hemaya Plus Program

Enjoy a customized program to suit all your needs

Hemaya Plus is a level / decreasing term life program

Hemaya plus ensures that your loved ones will not carry the burdens of your loans and debits, in case the unexpected happens to you (death due to any cause). If having a cash lump sum paid out to your beneficiary(ies), or to cover any outstanding liabilities or loans is your concern, then, Hemaya Plus is the plan you are looking for.

 Also, accelerated terminal illness (TI), and the optional accelerated Critical Illness (CI) or Permanent and Total Disability (PTD), will support you and your family to face the financial burden due to your sudden critical illness or disability.

Accelerated Terminal Illness

MetLife will accelerate the payment of   100% of the coverage amount at the time of diagnosis of the insured with a terminal illness, during the term of the policy. Accelerated Critical Illness.
Metlife will accelerate the payment of 50% of the death benefit coverage amount upon insured’s diagnosis of having one of the 6 defined illnesses in the policy, during the term of the policy and before attaining age 65.

Accelerated Permanent Total Disability

MetLife will accelerate the payment of 100% of the coverage amount in case of the insured’s permanent total disability due to accident or sickness during the term of the policy and before attaining age 65.

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